Unsuitable holdings
Concentrated, illiquid, or high-risk products that never fit your age, goals, or risk tolerance.
Financial Advisor Second Opinions
Not sure whether your losses are market volatility or advisor misconduct? We review your account statements and give you a straight answer — before you commit to a full claim.
What it is
A focused review before you decide next steps
A second opinion is a structured review of your brokerage or advisory accounts by attorneys who spend every day in FINRA arbitration and securities litigation.
We look for unsuitable recommendations, excessive fees, unauthorized trading, concentration risk, and misrepresentations — then tell you plainly whether a claim is worth pursuing.
If a full case makes sense, we explain whether the fee would be hourly or contingency before you hire us. If it does not, you still leave with clarity.
What We Review
Issues we flag in a second opinion
We are not providing investment advice — we are evaluating whether advisor conduct crossed a legal line.
Excessive trading
Turnover and commissions that benefited the broker more than your account.
Unauthorized activity
Trades or transfers you did not approve and never authorized in writing.
Fee drag
Wrap fees, mutual fund loads, or advisory charges that eroded returns without justification.
Misrepresentation
Written or verbal statements about risk, liquidity, or returns that were not true.
Failure to supervise
Patterns the firm should have caught — churning, elder exploitation, or repeat suitability failures.
Warning Signs
When a second opinion is worth the call
You do not need proof of fraud — just enough concern to ask an expert.
Bring recent statements and any correspondence with your advisor. We handle the rest in the free review.
- You do not understand large portions of your portfolio
- Your advisor discouraged you from getting an outside opinion
- Account activity increased sharply without a change in your goals
- Losses cluster in products you were told were "safe" or "guaranteed"
- You are considering a FINRA claim but want confirmation first
How it works
From review to decision
A second opinion is shorter than a full case — but follows the same disciplined process.
01 — Intake
You share statements and your story
We listen, collect recent account documents, and identify the time period that matters.
02 — Analysis
We review the account history
Suitability, fees, trading patterns, and disclosures — compared against FINRA rules and firm obligations.
03 — Opinion
We give you a straight answer
Viable claim, weak claim, or needs more documents — explained in plain language, not legalese.
04 — Next steps
You choose what happens next
If we take the case, we explain the fee arrangement — hourly or contingency — before you sign. If not, you still know where you stand.
Common Questions
What investors ask us first
Plain answers to the questions we hear most. Yours not here? Ask us directly — the consultation is free.
Is the second opinion really free?
Yes. The initial review costs you nothing. If we move forward, we explain whether representation would be hourly or contingency before you hire us.
Will you tell my advisor?
No. The review is confidential. We do not contact your broker unless you hire us and we file a claim.
What documents do I need?
Recent statements, trade confirmations if you have them, and any emails or letters about the investments in question.
How is this different from investment advice?
We evaluate legal claims against advisors and firms — we do not manage money or recommend what you should buy or sell going forward.
Free Consultation
Talk to us. The consultation is free.
Tell us what happened and we'll give you an honest assessment of what's possible.
St. Petersburg office
260 1st Ave. South, Suite 200-168
Saint Petersburg, FL 33701
By appointment only
The consultation is free. Some matters are hourly, and some are contingency. On a contingency matter — No Recovery, No Fee — we do not collect an attorney's fee unless we recover for you. That fee is a percentage of the recovery. In some litigated matters we advance costs and expenses; those advanced costs are recovered from the gross recovery of any verdict or settlement. We explain the arrangement before you hire us.
